<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-1494542862583400589</id><updated>2012-01-06T10:34:16.741-05:00</updated><category term='How to find foreclosed homes'/><category term='buy a foreclosed home'/><category term='mortgage interest rates'/><category term='mortgage rates'/><category term='Buying a foreclosure'/><category term='First time home buyer loans for bad credit'/><category term='first time home buyer programs'/><title type='text'>First Time Home Buyers Guide</title><subtitle type='html'>As a first time home buyer you should know the free tips and techniques that can save you thousands of dollars and lots of headaches with buying your first home. Learn about | financing | government programs | Grants | FHA | down payment assistance | and much more.</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://www.firsttime-homebuyers.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://www.firsttime-homebuyers.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Realty Guy</name><uri>http://www.blogger.com/profile/09103719360526101910</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>10</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-1494542862583400589.post-4462395855668108991</id><published>2011-06-08T13:18:00.001-04:00</published><updated>2011-06-08T14:02:00.583-04:00</updated><title type='text'>Rent to Buy Homes</title><summary type='text'>The concept and pro's and cons of rent to buy homes explained.


Many creative methods of buying and selling homes are popular in today's housing market. And non more so than the rent to buy homes concept. I get several inquiries each month from first time buyers as well as experienced buyers, who are interested in the rent to own method of buying a home. Last time I talked about home loan </summary><link rel='related' href='http://www.firsttime-homebuyers.com/' title='Rent to Buy Homes'/><link rel='replies' type='application/atom+xml' href='http://www.firsttime-homebuyers.com/feeds/4462395855668108991/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.firsttime-homebuyers.com/2011/06/rent-to-buy-homes.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/4462395855668108991'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/4462395855668108991'/><link rel='alternate' type='text/html' href='http://www.firsttime-homebuyers.com/2011/06/rent-to-buy-homes.html' title='Rent to Buy Homes'/><author><name>Realty Guy</name><uri>http://www.blogger.com/profile/09103719360526101910</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1494542862583400589.post-5559398066376176484</id><published>2011-03-04T18:50:00.002-05:00</published><updated>2011-03-07T19:23:43.130-05:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='mortgage interest rates'/><category scheme='http://www.blogger.com/atom/ns#' term='mortgage rates'/><title type='text'>How To Get The Best Home Loan Interest Rates</title><summary type='text'>What the first time home buyer should know about home loan interest rates 

If you're buying a home the interest rate that you get on your home loan will be a big factor in whether or not you can afford the home you want. 1% in interest on a 30 year mortgage can make a very significant difference in not only you monthly payment but in the overall amount that you pay over the life of the loan. </summary><link rel='related' href='http://firsttime-homebuyers.com' title='How To Get The Best Home Loan Interest Rates'/><link rel='replies' type='application/atom+xml' href='http://www.firsttime-homebuyers.com/feeds/5559398066376176484/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.firsttime-homebuyers.com/2011/03/how-to-get-best-home-loan-interest.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/5559398066376176484'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/5559398066376176484'/><link rel='alternate' type='text/html' href='http://www.firsttime-homebuyers.com/2011/03/how-to-get-best-home-loan-interest.html' title='How To Get The Best Home Loan Interest Rates'/><author><name>Realty Guy</name><uri>http://www.blogger.com/profile/09103719360526101910</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1494542862583400589.post-3861509158565470655</id><published>2011-02-22T09:43:00.006-05:00</published><updated>2012-01-06T10:34:16.750-05:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='first time home buyer programs'/><category scheme='http://www.blogger.com/atom/ns#' term='First time home buyer loans for bad credit'/><title type='text'>What You Need To Know About First Time Home Buyer Loans</title><summary type='text'>Whether buying a foreclosed home, or a new home, before applying for a home loan, you should know what first time home buyer loans are; and if getting one is your best option.

I recently talked about the steps of buying your first home. It's very important  to follow the correct steps and choose the right home in the buying process. However getting the right home financing is just as, if not </summary><link rel='related' href='http://firsttime-homebuyers.com' title='What You Need To Know About First Time Home Buyer Loans'/><link rel='replies' type='application/atom+xml' href='http://www.firsttime-homebuyers.com/feeds/3861509158565470655/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.firsttime-homebuyers.com/2011/02/what-you-need-to-know-about-first-time.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/3861509158565470655'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/3861509158565470655'/><link rel='alternate' type='text/html' href='http://www.firsttime-homebuyers.com/2011/02/what-you-need-to-know-about-first-time.html' title='What You Need To Know About First Time Home Buyer Loans'/><author><name>Realty Guy</name><uri>http://www.blogger.com/profile/09103719360526101910</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1494542862583400589.post-3239964170536770127</id><published>2011-02-11T14:07:00.003-05:00</published><updated>2011-02-11T14:38:52.068-05:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='How to find foreclosed homes'/><category scheme='http://www.blogger.com/atom/ns#' term='Buying a foreclosure'/><category scheme='http://www.blogger.com/atom/ns#' term='buy a foreclosed home'/><title type='text'>Buying Foreclosed Homes</title><summary type='text'>How to buy a foreclosed home

Foreclosed homes are now almost 50% of the market in many parts of the country. Buying a foreclosure is a very good way to get a great deal in a home; and now is a great time to buy one. But it requires a little more caution and and due dilligence than a typical home purchase. Today I'm going to give you some tips on buying and some pitfalls to beware of in the </summary><link rel='related' href='http://firsttime-homebuyers.com' title='Buying Foreclosed Homes'/><link rel='replies' type='application/atom+xml' href='http://www.firsttime-homebuyers.com/feeds/3239964170536770127/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.firsttime-homebuyers.com/2011/02/buying-foreclosed-homes.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/3239964170536770127'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/3239964170536770127'/><link rel='alternate' type='text/html' href='http://www.firsttime-homebuyers.com/2011/02/buying-foreclosed-homes.html' title='Buying Foreclosed Homes'/><author><name>Realty Guy</name><uri>http://www.blogger.com/profile/09103719360526101910</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1494542862583400589.post-8015424768818107137</id><published>2011-01-31T15:36:00.004-05:00</published><updated>2011-03-07T19:30:48.678-05:00</updated><title type='text'>Is It Really A Good Time To Buy A Home</title><summary type='text'>Is is now the best time to buy your first home? a look at today's housing market and my prediction for a bottom in the market.

If you listen to all the hype from NAR and those who make their living selling houses, today's buyers market is the best in history. Is it really the best buyers market in history? Well, maybe; but is it the best time to buy? This is a different question and may have a </summary><link rel='related' href='http://www.firsttime-homebuyers.com' title='Is It Really A Good Time To Buy A Home'/><link rel='replies' type='application/atom+xml' href='http://www.firsttime-homebuyers.com/feeds/8015424768818107137/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.firsttime-homebuyers.com/2011/01/is-it-really-good-time-to-buy-home.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/8015424768818107137'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/8015424768818107137'/><link rel='alternate' type='text/html' href='http://www.firsttime-homebuyers.com/2011/01/is-it-really-good-time-to-buy-home.html' title='Is It Really A Good Time To Buy A Home'/><author><name>Realty Guy</name><uri>http://www.blogger.com/profile/09103719360526101910</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1494542862583400589.post-2295330164107420490</id><published>2011-01-18T15:27:00.001-05:00</published><updated>2011-01-18T15:31:28.311-05:00</updated><title type='text'>Buying Your First Home Step by Step - Step 4 closing</title><summary type='text'>Buying and closing the deal on  your first home

Congratulations, if you've made it to this step you're truly a first time home buyer. You've successfully found a home, made an offer and negotiated the sale. All that's left is closing the deal. However, closing is the point where things often go wrong and all the hard work by you, your agent and everyone involved can go down the drain. But if </summary><link rel='related' href='http://firsttime-homebuyers.com' title='Buying Your First Home Step by Step - Step 4 closing'/><link rel='replies' type='application/atom+xml' href='http://www.firsttime-homebuyers.com/feeds/2295330164107420490/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.firsttime-homebuyers.com/2011/01/buying-your-first-home-step-by-step_18.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/2295330164107420490'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/2295330164107420490'/><link rel='alternate' type='text/html' href='http://www.firsttime-homebuyers.com/2011/01/buying-your-first-home-step-by-step_18.html' title='Buying Your First Home Step by Step - Step 4 closing'/><author><name>Realty Guy</name><uri>http://www.blogger.com/profile/09103719360526101910</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1494542862583400589.post-1555116355257610807</id><published>2011-01-13T14:45:00.002-05:00</published><updated>2011-01-13T16:27:40.738-05:00</updated><title type='text'>Buying Your First Home Step by Step - Step 3 Making an Offer</title><summary type='text'>Making an offer on your first home

By the time you're at this 3rd step in buying your first home you should be comfortable working with the agent you chose to help you with the process of buying your home. If you've found the home that you want to buy, and worked with you're agent through all the due diligence, then you're ready to make the offer. 
Ultimately the decision on the price that you </summary><link rel='related' href='http://www.firsttime-homebuyers.com/' title='Buying Your First Home Step by Step - Step 3 Making an Offer'/><link rel='replies' type='application/atom+xml' href='http://www.firsttime-homebuyers.com/feeds/1555116355257610807/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.firsttime-homebuyers.com/2011/01/buying-your-first-home-step-by-step.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/1555116355257610807'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/1555116355257610807'/><link rel='alternate' type='text/html' href='http://www.firsttime-homebuyers.com/2011/01/buying-your-first-home-step-by-step.html' title='Buying Your First Home Step by Step - Step 3 Making an Offer'/><author><name>Realty Guy</name><uri>http://www.blogger.com/profile/09103719360526101910</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1494542862583400589.post-7685252658682172550</id><published>2010-12-15T13:28:00.002-05:00</published><updated>2011-01-18T12:39:07.651-05:00</updated><title type='text'>Buying Your First Home Step By Step - Step 2 Choosing A Real Estate Agent</title><summary type='text'>How to Choose a First Time Buyers Agent.

In step 1 we talked about getting pre - qualified. The second step in buying your first home should be choosing a real estate agent. Many first time buyers elect not to use an agent. Unless the buyer is very experienced and or trained in the real estate market this is a big mistake in my opinion.

Why You Should Use An Agent In Buying Your Home

1. While </summary><link rel='related' href='http://www.firsttime-homebuyers.com' title='Buying Your First Home Step By Step - Step 2 Choosing A Real Estate Agent'/><link rel='replies' type='application/atom+xml' href='http://www.firsttime-homebuyers.com/feeds/7685252658682172550/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.firsttime-homebuyers.com/2010/12/buying-your-first-home-step-by-step_15.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/7685252658682172550'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/7685252658682172550'/><link rel='alternate' type='text/html' href='http://www.firsttime-homebuyers.com/2010/12/buying-your-first-home-step-by-step_15.html' title='Buying Your First Home Step By Step - Step 2 Choosing A Real Estate Agent'/><author><name>Realty Guy</name><uri>http://www.blogger.com/profile/09103719360526101910</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1494542862583400589.post-7603503734769347534</id><published>2010-12-07T16:18:00.004-05:00</published><updated>2011-03-07T19:35:00.759-05:00</updated><title type='text'>Buying Your First Home Step by Step - Step 1 Getting Pre Qualified For a Mortgage</title><summary type='text'>Get Pre-Qualified For a Home Mortgage Loan

Over the years before starting the guide I've had the opportunity to work with many home buyers who were buying for the first time. 90% of those home buyers do not approach the event in a way that is most beneficial to them.

Most of the calls I get from first time buyers have already looked for a home, found one they want, and ready to jump into the </summary><link rel='related' href='http://www.firsttime-homebuyers.com' title='Buying Your First Home Step by Step - Step 1 Getting Pre Qualified For a Mortgage'/><link rel='replies' type='application/atom+xml' href='http://www.firsttime-homebuyers.com/feeds/7603503734769347534/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.firsttime-homebuyers.com/2010/12/buying-your-first-home-step-by-step.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/7603503734769347534'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/7603503734769347534'/><link rel='alternate' type='text/html' href='http://www.firsttime-homebuyers.com/2010/12/buying-your-first-home-step-by-step.html' title='Buying Your First Home Step by Step - Step 1 Getting Pre Qualified For a Mortgage'/><author><name>Realty Guy</name><uri>http://www.blogger.com/profile/09103719360526101910</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1494542862583400589.post-2258192444817444826</id><published>2010-12-01T17:48:00.000-05:00</published><updated>2010-12-01T17:48:37.064-05:00</updated><title type='text'>Welcome to First Time Home Buyers Guide</title><summary type='text'>I have been a real estate professional for many years. Over the years I've seen first time home buyers make many mistakes that ended up costing them thousands of dollars; and some have even lost their homes because of mistakes that could have easily been avoided if they had only done a little research before taking that leap. Hence my purpose for this blog. 

I'm not here to sell anything or </summary><link rel='replies' type='application/atom+xml' href='http://www.firsttime-homebuyers.com/feeds/2258192444817444826/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.firsttime-homebuyers.com/2010/12/welcome-to-first-time-home-buyers-guide.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/2258192444817444826'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1494542862583400589/posts/default/2258192444817444826'/><link rel='alternate' type='text/html' href='http://www.firsttime-homebuyers.com/2010/12/welcome-to-first-time-home-buyers-guide.html' title='Welcome to First Time Home Buyers Guide'/><author><name>Realty Guy</name><uri>http://www.blogger.com/profile/09103719360526101910</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry></feed>
